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Employee
Benefits

2026 Benefits

We are excited to provide you with this dashboard to access your benefits information and to help you understand your benefit plans.

At Secur-Serv, we value your contributions to our success and want to provide you with a benefits package that protects your health and helps your financial security, now and in the future. We continually look for valuable benefits that support your needs, whether you are single, married, raising a family, or thinking ahead to retirement. We are committed to giving you the resources you need to understand your options and how your choices could affect you financially.

Important Documents

Compare Your Medical Plan Options

The following price comparison tools for your medical plan options are available:

  • UMR – Sign in to your UMR account on www.umr.com. Once logged in there is a drop down box under the heading Find Costs and Care. The price estimator tool is there.
  • Surest – Sign in to your Surest account on www.surest.com. Once logged in when you search for a service, it will list the benefit and a starting price. Click on the Find Provider link and a list will pull up providers along with cost.

View your Benefits

2026 Open Enrollment

Enroll Online

Start your enrollment here.

Secur-Serv Open Enrollment Virtual Meeting

Secur-Serv Health Plan Comparison - Calculator

Secur-Serv Wellness Intranet

Questions?
Contact People Department

Medical Resources

You play an important role in managing your health care costs by maintaining or moving toward a healthy lifestyle. The Secur-Serv benefits program is here to help you. Should a non-emergency health concern arise, please first reach out to the Medical Customer Service Hotline or via Telemedicine for assessment.

Medical Customer Service

The UMR call center can assist you with claim questions and can help you find a UMR in-network provider.

  • Contact: 1-877-233-1800
  • Cost: $0 Cost if enrolled in the Secur-Serv medical plan

Telemedicine

Our medical plans include Telehealth services. You can connect with a board-certified doctor via secure video chat or phone to get the care you need for a wide range of minor conditions, without leaving your home or office. Televisits cost less than going to a convenience or urgent care clinic, and significantly less than going to the emergency room.

Remember, you should only use telehealth services for non-life threatening conditions.

Visit www.teladoc.com to get started.

Urgent Care

Urgent Care is appropriate for situations that aren’t life-threatening but require near-term in person care. Many patients are seen within 15 minutes

Frequently Asked Questions

2026 Secur-Serve Frequently Asked Questions Online

What is a Qualifying Life Event (QLE)?

A Qualifying Life Event is a change in your situation — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment Period, allowing you to enroll in health insurance outside the yearly Open Enrollment Period.

There are 4 basic types of qualifying life events. (The following are examples, not a full list.)

Loss of health coverage

  • Losing existing health coverage, including job-based, individual, and student plans
  • Losing eligibility for Medicare, Medicaid, or CHIP
  • Turning 26 and losing coverage through a parent’s plan

Changes in household

  • Getting married or divorced
  • Having a baby or adopting a child
  • Death in the family

Changes in residence

  • Moving to a different ZIP code or county
  • A student moving to or from the place they attend school
  • A seasonal worker moving to or from the place they both live and work
  • Moving to or from a shelter or other transitional housing

Other qualifying events

  • Changes in your income that affect the coverage you qualify for
  • Gaining membership in a federally recognized tribe or status as an Alaska Native Claims Settlement Act (ANCSA) Corporation shareholder
  • Becoming a U.S. citizen
  • Leaving incarceration (jail or prison)
  • AmeriCorps members starting or ending their service

Saving money with tax-free accounts (FSAs and HSAs)

Flexible Spending Accounts and Health Savings Accounts are two different types of tax-free accounts that are available to you as part of your Secur-Serv benefits.

What these two accounts have in common is that you contribute to them before you pay income tax on your earnings—thus stretching the dollars you have to spend on healthcare.

For 2026, the Health Care FSA contribution limit is $3,400.
The Dependent Care FSA contribution limit is $7,500.

The HSA contribution limit for 2026 is $4,400 for individuals and $8,750 for families.